Call reports 2001
BANK OF COMMERCE, THE — 2001
What BANK OF COMMERCE, THE reported to the FFIEC in 2001, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Total assets | 404,258,000 | 412,186,000 | 431,491,000 | 432,071,000 |
| Total loans | 212,794,000 | 227,812,000 | 228,683,000 | 231,137,000 |
| Allowance for loan losses | 2,780,000 | 2,884,000 | 2,977,000 | 3,080,000 |
| Securities available for sale | 73,599,000 | 66,597,000 | 67,899,000 | 74,158,000 |
| Securities held to maturity | 69,757,000 | 66,713,000 | 67,392,000 | 60,066,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 338,526,000 | 345,365,000 | 362,228,000 | 362,654,000 |
| Interest-bearing deposits | 276,178,000 | 274,759,000 | 282,326,000 | 280,058,000 |
| Noninterest-bearing deposits | 62,348,000 | 70,606,000 | 79,902,000 | 82,596,000 |
| Equity capital | 60,234,000 | 62,341,000 | 64,785,000 | 63,806,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Interest income | 7,513,000 | 14,814,000 | 21,865,000 | 28,781,000 |
| Interest expense | 3,125,000 | 5,961,000 | 8,528,000 | 10,627,000 |
| Net interest income | 4,388,000 | 8,853,000 | 13,337,000 | 18,154,000 |
| Noninterest income | 618,000 | 1,260,000 | 1,956,000 | 2,637,000 |
| Noninterest expense | 1,797,000 | 3,630,000 | 5,453,000 | 8,176,000 |
| Provision for loan losses | 150,000 | 300,000 | 450,000 | 600,000 |
| Pretax income | 3,059,000 | 6,183,000 | 9,390,000 | 12,015,000 |
| Income tax | 943,000 | 1,877,000 | 2,884,000 | 3,703,000 |
| Net income | 2,116,000 | 4,306,000 | 6,506,000 | 8,312,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Tier 1 capital | 59,397,000 | 61,428,000 | 63,468,000 | 63,033,000 |
| Total capital | 62,177,000 | 64,312,000 | 66,445,000 | 66,113,000 |
| Risk-weighted assets | 257,279,000 | 275,405,000 | 277,826,000 | 277,210,000 |