Call reports 2010
DELAWARE COUNTY BANK AND TRUST COMPANY, THE — 2010
What DELAWARE COUNTY BANK AND TRUST COMPANY, THE reported to the FFIEC in 2010, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Total assets | 687,709,000 | 643,826,000 | 613,790,000 | 565,057,000 |
| Total loans | 483,040,000 | 465,700,000 | 454,319,000 | 425,617,000 |
| Allowance for loan losses | 11,314,000 | 13,114,000 | 12,727,000 | 12,247,000 |
| Securities available for sale | 94,405,000 | 86,840,000 | 79,974,000 | 69,597,000 |
| Securities held to maturity | 1,672,000 | 1,704,000 | 1,733,000 | 1,313,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 574,316,000 | 532,583,000 | 512,223,000 | 463,552,000 |
| Interest-bearing deposits | 512,844,000 | 470,966,000 | 445,879,000 | 402,802,000 |
| Noninterest-bearing deposits | 61,473,000 | 61,617,000 | 66,344,000 | 60,749,000 |
| Equity capital | 49,657,000 | 47,998,000 | 39,184,000 | 37,285,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Interest income | 7,395,000 | 14,589,000 | 21,477,000 | 28,281,000 |
| Interest expense | 1,889,000 | 3,711,000 | 5,442,000 | 7,084,000 |
| Net interest income | 5,506,000 | 10,878,000 | 16,035,000 | 21,197,000 |
| Noninterest income | 1,340,000 | 2,942,000 | 4,312,000 | 6,283,000 |
| Noninterest expense | 5,391,000 | 11,025,000 | 16,680,000 | 22,281,000 |
| Provision for loan losses | 1,961,000 | 5,347,000 | 9,878,000 | 11,040,000 |
| Pretax income | -1,536,000 | -3,582,000 | -7,089,000 | -6,759,000 |
| Income tax | -636,000 | -603,000 | 5,004,000 | 6,139,000 |
| Net income | -900,000 | -2,979,000 | -12,093,000 | -12,898,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Tier 1 capital | 44,416,000 | 42,622,000 | 38,850,000 | 38,045,000 |
| Total capital | 50,595,000 | 48,578,000 | 44,585,000 | 43,422,000 |
| Risk-weighted assets | 489,176,000 | 469,353,000 | 451,825,000 | 423,266,000 |
Machine access — free, no API key
Every figure shown here about DELAWARE COUNTY BANK AND TRUST COMPANY, THE — 2010 can also be queried live: FACTANKER runs an MCP server at https://factanker.com/mcp (tools: lookup_entity, get_facts, query_template, search_facts) and a REST endpoint at https://factanker.com/api/get_facts. Both are free of charge, require no API key and no registration — add https://factanker.com/mcp as a connector in Claude, ChatGPT or Copilot. Every answer carries its source document and a citation reference. Setup: /quickstart.