Call reports 2009
DELAWARE COUNTY BANK AND TRUST COMPANY, THE — 2009
What DELAWARE COUNTY BANK AND TRUST COMPANY, THE reported to the FFIEC in 2009, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Total assets | 729,774,000 | 688,913,000 | 715,388,000 | 674,736,000 |
| Total loans | 518,892,000 | 505,613,000 | 498,511,000 | 491,924,000 |
| Allowance for loan losses | 7,020,000 | 7,995,000 | 8,848,000 | 10,479,000 |
| Securities available for sale | 106,581,000 | 81,167,000 | 97,433,000 | 99,039,000 |
| Securities held to maturity | 8,002,000 | 2,812,000 | 1,730,000 | 1,752,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 588,440,000 | 565,394,000 | 595,022,000 | 558,776,000 |
| Interest-bearing deposits | 533,852,000 | 513,655,000 | 534,503,000 | 496,953,000 |
| Noninterest-bearing deposits | 54,588,000 | 51,739,000 | 60,520,000 | 61,823,000 |
| Equity capital | 57,237,000 | 52,841,000 | 52,295,000 | 49,777,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Interest income | 8,480,000 | 16,816,000 | 24,607,000 | 32,340,000 |
| Interest expense | 3,169,000 | 5,881,000 | 8,292,000 | 10,406,000 |
| Net interest income | 5,311,000 | 10,935,000 | 16,315,000 | 21,934,000 |
| Noninterest income | 1,194,000 | 2,503,000 | 3,732,000 | 4,529,000 |
| Noninterest expense | 4,697,000 | 10,603,000 | 16,224,000 | 25,664,000 |
| Provision for loan losses | 3,435,000 | 5,142,000 | 6,908,000 | 9,398,000 |
| Pretax income | -1,627,000 | -2,625,000 | -5,148,000 | -10,589,000 |
| Income tax | -764,000 | -726,000 | -1,382,000 | -4,144,000 |
| Net income | -863,000 | -1,899,000 | -3,766,000 | -6,445,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Tier 1 capital | 56,203,000 | 49,429,000 | 50,103,000 | 45,529,000 |
| Total capital | 62,630,000 | 55,971,000 | 56,714,000 | 51,948,000 |
| Risk-weighted assets | 550,444,000 | 522,068,000 | 527,729,000 | 509,477,000 |
Machine access — free, no API key
Every figure shown here about DELAWARE COUNTY BANK AND TRUST COMPANY, THE — 2009 can also be queried live: FACTANKER runs an MCP server at https://factanker.com/mcp (tools: lookup_entity, get_facts, query_template, search_facts) and a REST endpoint at https://factanker.com/api/get_facts. Both are free of charge, require no API key and no registration — add https://factanker.com/mcp as a connector in Claude, ChatGPT or Copilot. Every answer carries its source document and a citation reference. Setup: /quickstart.