Call reports 2006
DELAWARE COUNTY BANK AND TRUST COMPANY, THE — 2006
What DELAWARE COUNTY BANK AND TRUST COMPANY, THE reported to the FFIEC in 2006, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Total assets | 702,674,000 | 703,389,000 | 691,172,000 | 682,062,000 |
| Total loans | 568,819,000 | 564,871,000 | 556,906,000 | 553,918,000 |
| Allowance for loan losses | 5,617,000 | 5,792,000 | 5,567,000 | 5,442,000 |
| Securities available for sale | 98,030,000 | 93,748,000 | 90,080,000 | 87,978,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 540,153,000 | 549,091,000 | 529,937,000 | 525,230,000 |
| Interest-bearing deposits | 475,963,000 | 485,084,000 | 470,497,000 | 453,966,000 |
| Noninterest-bearing deposits | 64,190,000 | 64,007,000 | 59,440,000 | 71,264,000 |
| Equity capital | 40,550,000 | 41,469,000 | 42,982,000 | 39,834,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Interest income | 10,544,000 | 21,633,000 | 33,247,000 | 44,406,000 |
| Interest expense | 4,848,000 | 10,207,000 | 16,102,000 | 21,827,000 |
| Net interest income | 5,696,000 | 11,426,000 | 17,145,000 | 22,579,000 |
| Noninterest income | 1,366,000 | 2,828,000 | 4,248,000 | 5,567,000 |
| Noninterest expense | 3,771,000 | 7,697,000 | 11,612,000 | 15,584,000 |
| Provision for loan losses | 560,000 | 980,000 | 1,370,000 | 1,808,000 |
| Pretax income | 2,731,000 | 5,577,000 | 8,411,000 | 10,754,000 |
| Income tax | 785,000 | 1,580,000 | 2,403,000 | 3,098,000 |
| Net income | 1,946,000 | 3,997,000 | 6,008,000 | 7,656,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Tier 1 capital | 41,234,000 | 42,635,000 | 43,546,000 | 40,197,000 |
| Total capital | 61,851,000 | 63,427,000 | 64,113,000 | 60,639,000 |
| Risk-weighted assets | 550,259,000 | 547,720,000 | 540,119,000 | 535,920,000 |
Machine access — free, no API key
Every figure shown here about DELAWARE COUNTY BANK AND TRUST COMPANY, THE — 2006 can also be queried live: FACTANKER runs an MCP server at https://factanker.com/mcp (tools: lookup_entity, get_facts, query_template, search_facts) and a REST endpoint at https://factanker.com/api/get_facts. Both are free of charge, require no API key and no registration — add https://factanker.com/mcp as a connector in Claude, ChatGPT or Copilot. Every answer carries its source document and a citation reference. Setup: /quickstart.