Call reports 2023
BRIDGE COMMUNITY BANK — 2023
What BRIDGE COMMUNITY BANK reported to the FFIEC in 2023, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Total assets | 125,057,000 | 114,057,000 | 112,481,000 | 117,356,000 |
| Total loans | 72,928,000 | 74,989,000 | 77,341,000 | 81,873,000 |
| Allowance for loan losses | 763,000 | 764,000 | 761,000 | 780,000 |
| Securities available for sale | 29,852,000 | 27,832,000 | 25,769,000 | 24,280,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 111,479,000 | 100,285,000 | 96,328,000 | 99,430,000 |
| Interest-bearing deposits | 70,257,000 | 67,091,000 | 67,004,000 | 68,830,000 |
| Noninterest-bearing deposits | 41,222,000 | 33,194,000 | 29,324,000 | 30,600,000 |
| Equity capital | 12,735,000 | 13,005,000 | 13,206,000 | 13,532,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Interest income | 1,207,000 | 2,461,000 | 3,621,000 | 4,883,000 |
| Interest expense | 201,000 | 435,000 | 702,000 | 1,048,000 |
| Net interest income | 1,006,000 | 2,026,000 | 2,919,000 | 3,835,000 |
| Noninterest income | 161,000 | 357,000 | 585,000 | 943,000 |
| Noninterest expense | 671,000 | 1,297,000 | 2,048,000 | 2,851,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 496,000 | 1,086,000 | 1,456,000 | 1,927,000 |
| Income tax | 77,000 | 166,000 | 279,000 | 354,000 |
| Net income | 419,000 | 920,000 | 1,177,000 | 1,573,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Tier 1 capital | 13,817,000 | 14,318,000 | 14,575,000 | 14,520,000 |