Call reports 2021
BRIDGE COMMUNITY BANK — 2021
What BRIDGE COMMUNITY BANK reported to the FFIEC in 2021, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Total assets | 131,937,000 | 135,104,000 | 137,460,000 | 143,482,000 |
| Total loans | 79,315,000 | 71,097,000 | 70,301,000 | 73,668,000 |
| Allowance for loan losses | 749,000 | 749,000 | 750,000 | 769,000 |
| Securities available for sale | 10,813,000 | 25,854,000 | 28,432,000 | 28,175,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 118,875,000 | 121,612,000 | 123,878,000 | 130,248,000 |
| Interest-bearing deposits | 86,279,000 | 89,925,000 | 83,631,000 | 84,965,000 |
| Noninterest-bearing deposits | 32,596,000 | 31,687,000 | 40,247,000 | 45,283,000 |
| Equity capital | 12,209,000 | 12,663,000 | 12,871,000 | 12,570,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Interest income | 898,000 | 2,098,000 | 2,930,000 | 3,792,000 |
| Interest expense | 95,000 | 182,000 | 250,000 | 310,000 |
| Net interest income | 803,000 | 1,916,000 | 2,680,000 | 3,482,000 |
| Noninterest income | 162,000 | 357,000 | 541,000 | 825,000 |
| Noninterest expense | 640,000 | 1,300,000 | 1,957,000 | 2,661,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 325,000 | 973,000 | 1,264,000 | 1,646,000 |
| Income tax | 76,000 | 237,000 | 313,000 | 367,000 |
| Net income | 249,000 | 736,000 | 951,000 | 1,279,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Tier 1 capital | 12,224,000 | 12,712,000 | 12,926,000 | 12,770,000 |
| Total capital | 12,973,000 | — | — | — |
| Risk-weighted assets | 67,656,000 | — | — | — |