Call reports 2020
BRIDGE COMMUNITY BANK — 2020
What BRIDGE COMMUNITY BANK reported to the FFIEC in 2020, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Total assets | 101,340,000 | 110,185,000 | 112,541,000 | 126,215,000 |
| Total loans | 75,207,000 | 88,599,000 | 87,034,000 | 82,945,000 |
| Allowance for loan losses | 646,000 | 748,000 | 750,000 | 749,000 |
| Securities available for sale | 9,192,000 | 8,382,000 | 8,386,000 | 8,371,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 88,853,000 | 97,617,000 | 99,887,000 | 113,440,000 |
| Interest-bearing deposits | 70,665,000 | 74,679,000 | 75,185,000 | 82,357,000 |
| Noninterest-bearing deposits | 18,188,000 | 22,938,000 | 24,702,000 | 31,083,000 |
| Equity capital | 11,619,000 | 11,453,000 | 11,696,000 | 11,978,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Interest income | 1,035,000 | 1,974,000 | 2,890,000 | 4,215,000 |
| Interest expense | 163,000 | 272,000 | 378,000 | 481,000 |
| Net interest income | 872,000 | 1,702,000 | 2,512,000 | 3,734,000 |
| Noninterest income | 160,000 | 709,000 | 862,000 | 630,000 |
| Noninterest expense | 656,000 | 1,339,000 | 1,991,000 | 2,677,000 |
| Provision for loan losses | 0 | 100,000 | 100,000 | 100,000 |
| Pretax income | 376,000 | 972,000 | 1,283,000 | 1,587,000 |
| Income tax | 74,000 | 268,000 | 342,000 | 356,000 |
| Net income | 302,000 | 704,000 | 941,000 | 1,231,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Tier 1 capital | 11,646,000 | 11,448,000 | 11,685,000 | 11,975,000 |
| Total capital | 12,292,000 | — | — | 12,724,000 |
| Risk-weighted assets | 72,553,000 | — | — | 70,469,000 |