Call reports 2019
BRIDGE COMMUNITY BANK — 2019
What BRIDGE COMMUNITY BANK reported to the FFIEC in 2019, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Total assets | 94,706,000 | 96,469,000 | 98,911,000 | 100,940,000 |
| Total loans | 70,462,000 | 73,390,000 | 73,549,000 | 75,027,000 |
| Allowance for loan losses | 612,000 | 606,000 | 639,000 | 637,000 |
| Securities available for sale | 14,452,000 | 13,264,000 | 12,771,000 | 10,790,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 83,174,000 | 84,702,000 | 86,760,000 | 88,692,000 |
| Interest-bearing deposits | 66,530,000 | 52,580,000 | 69,664,000 | 71,664,000 |
| Noninterest-bearing deposits | 16,644,000 | 32,122,000 | 17,096,000 | 17,028,000 |
| Equity capital | 10,632,000 | 10,911,000 | 11,191,000 | 11,387,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Interest income | 990,000 | 2,015,000 | 3,048,000 | 4,097,000 |
| Interest expense | 176,000 | 364,000 | 535,000 | 712,000 |
| Net interest income | 814,000 | 1,651,000 | 2,513,000 | 3,385,000 |
| Noninterest income | 152,000 | 300,000 | 488,000 | 712,000 |
| Noninterest expense | 656,000 | 1,314,000 | 1,967,000 | 2,601,000 |
| Provision for loan losses | 0 | 0 | 49,000 | 49,000 |
| Pretax income | 310,000 | 637,000 | 985,000 | 1,447,000 |
| Income tax | 47,000 | 126,000 | 204,000 | 287,000 |
| Net income | 263,000 | 511,000 | 781,000 | 1,160,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Tier 1 capital | 10,648,000 | 10,895,000 | 11,166,000 | 11,344,000 |
| Total capital | 11,260,000 | 11,501,000 | 11,805,000 | 11,981,000 |
| Risk-weighted assets | 70,372,000 | 72,763,000 | 73,140,000 | 73,807,000 |