Call reports 2018
BRIDGE COMMUNITY BANK — 2018
What BRIDGE COMMUNITY BANK reported to the FFIEC in 2018, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Total assets | 92,557,000 | 89,964,000 | 88,743,000 | 92,675,000 |
| Total loans | 64,339,000 | 63,772,000 | 66,946,000 | 69,700,000 |
| Allowance for loan losses | 631,000 | 608,000 | 611,000 | 612,000 |
| Securities available for sale | 16,765,000 | 15,643,000 | 14,619,000 | 14,684,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 82,260,000 | 79,363,000 | 75,048,000 | 78,768,000 |
| Interest-bearing deposits | 67,052,000 | 61,992,000 | 59,027,000 | 62,694,000 |
| Noninterest-bearing deposits | 15,208,000 | 17,371,000 | 16,021,000 | 16,074,000 |
| Equity capital | 9,647,000 | 9,781,000 | 10,005,000 | 10,299,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Interest income | 884,000 | 1,781,000 | 2,689,000 | 3,645,000 |
| Interest expense | 104,000 | 220,000 | 344,000 | 485,000 |
| Net interest income | 780,000 | 1,561,000 | 2,345,000 | 3,160,000 |
| Noninterest income | 171,000 | 348,000 | 529,000 | 704,000 |
| Noninterest expense | 628,000 | 1,254,000 | 1,890,000 | 2,590,000 |
| Provision for loan losses | 0 | 100,000 | 99,000 | 99,000 |
| Pretax income | 323,000 | 555,000 | 885,000 | 1,175,000 |
| Income tax | 54,000 | 144,000 | 222,000 | 272,000 |
| Net income | 269,000 | 411,000 | 663,000 | 903,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Tier 1 capital | 9,751,000 | 9,892,000 | 10,145,000 | 10,385,000 |
| Total capital | 10,382,000 | 10,500,000 | 10,756,000 | 10,997,000 |
| Risk-weighted assets | 66,156,000 | 65,352,000 | 66,950,000 | 70,416,000 |