Call reports 2017
BRIDGE COMMUNITY BANK — 2017
What BRIDGE COMMUNITY BANK reported to the FFIEC in 2017, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Total assets | 90,288,000 | 88,678,000 | 88,895,000 | 92,430,000 |
| Total loans | 59,122,000 | 58,855,000 | 60,192,000 | 62,493,000 |
| Allowance for loan losses | 642,000 | 645,000 | 645,000 | 630,000 |
| Securities available for sale | 14,460,000 | 17,556,000 | 17,241,000 | 17,398,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 78,307,000 | 76,351,000 | 75,312,000 | 82,083,000 |
| Interest-bearing deposits | 62,871,000 | 61,540,000 | 58,480,000 | 66,093,000 |
| Noninterest-bearing deposits | 15,436,000 | 14,811,000 | 16,832,000 | 15,990,000 |
| Equity capital | 9,252,000 | 9,508,000 | 9,703,000 | 9,771,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Interest income | 778,000 | 1,601,000 | 2,416,000 | 3,243,000 |
| Interest expense | 93,000 | 191,000 | 282,000 | 380,000 |
| Net interest income | 685,000 | 1,410,000 | 2,134,000 | 2,863,000 |
| Noninterest income | 150,000 | 273,000 | 481,000 | 648,000 |
| Noninterest expense | 559,000 | 1,106,000 | 1,747,000 | 2,372,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 276,000 | 577,000 | 868,000 | 1,139,000 |
| Income tax | 78,000 | 157,000 | 235,000 | 362,000 |
| Net income | 198,000 | 420,000 | 633,000 | 777,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Tier 1 capital | 9,179,000 | 9,381,000 | 9,603,000 | 9,785,000 |
| Total capital | 9,821,000 | 10,026,000 | 10,248,000 | 10,415,000 |
| Risk-weighted assets | 58,677,000 | 59,903,000 | 59,854,000 | 64,296,000 |