Call reports 2016
BRIDGE COMMUNITY BANK — 2016
What BRIDGE COMMUNITY BANK reported to the FFIEC in 2016, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Total assets | 85,560,000 | 85,510,000 | 84,900,000 | 88,916,000 |
| Total loans | 58,071,000 | 58,127,000 | 61,846,000 | 63,776,000 |
| Allowance for loan losses | 602,000 | 625,000 | 618,000 | 642,000 |
| Securities available for sale | 16,295,000 | 15,954,000 | 15,655,000 | 15,420,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 73,899,000 | 73,525,000 | 70,077,000 | 77,067,000 |
| Interest-bearing deposits | 58,943,000 | 56,628,000 | 54,627,000 | 61,960,000 |
| Noninterest-bearing deposits | 14,956,000 | 16,897,000 | 15,450,000 | 15,107,000 |
| Equity capital | 8,967,000 | 9,233,000 | 9,456,000 | 9,027,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Interest income | 766,000 | 1,622,000 | 2,454,000 | 3,257,000 |
| Interest expense | 74,000 | 160,000 | 231,000 | 320,000 |
| Net interest income | 692,000 | 1,462,000 | 2,223,000 | 2,937,000 |
| Noninterest income | 168,000 | 332,000 | 504,000 | 664,000 |
| Noninterest expense | 591,000 | 1,186,000 | 1,790,000 | 2,386,000 |
| Provision for loan losses | 0 | 25,000 | 25,000 | 75,000 |
| Pretax income | 269,000 | 583,000 | 912,000 | 1,140,000 |
| Income tax | 78,000 | 157,000 | 235,000 | 306,000 |
| Net income | 191,000 | 426,000 | 677,000 | 834,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Tier 1 capital | 8,706,000 | 8,971,000 | 9,193,000 | 8,997,000 |
| Total capital | 9,308,000 | 9,596,000 | 9,811,000 | 9,639,000 |
| Risk-weighted assets | 59,753,000 | 58,760,000 | 60,579,000 | 63,723,000 |