Call reports 2015
BRIDGE COMMUNITY BANK — 2015
What BRIDGE COMMUNITY BANK reported to the FFIEC in 2015, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Total assets | 84,316,000 | 80,215,000 | 80,571,000 | 83,550,000 |
| Total loans | 54,868,000 | 57,228,000 | 56,434,000 | 58,617,000 |
| Allowance for loan losses | 634,000 | 634,000 | 646,000 | 614,000 |
| Securities available for sale | 16,717,000 | 16,638,000 | 16,322,000 | 16,244,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 72,998,000 | 67,723,000 | 68,721,000 | 71,991,000 |
| Interest-bearing deposits | 58,874,000 | 54,018,000 | 54,457,000 | 57,106,000 |
| Noninterest-bearing deposits | 14,124,000 | 13,705,000 | 14,264,000 | 14,885,000 |
| Equity capital | 8,603,000 | 8,712,000 | 8,968,000 | 8,734,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Interest income | 757,000 | 1,525,000 | 2,300,000 | 3,073,000 |
| Interest expense | 70,000 | 139,000 | 207,000 | 277,000 |
| Net interest income | 687,000 | 1,386,000 | 2,093,000 | 2,796,000 |
| Noninterest income | 165,000 | 350,000 | 519,000 | 690,000 |
| Noninterest expense | 569,000 | 1,145,000 | 1,733,000 | 2,311,000 |
| Provision for loan losses | 0 | 0 | 0 | 50,000 |
| Pretax income | 283,000 | 591,000 | 879,000 | 1,125,000 |
| Income tax | 57,000 | 149,000 | 228,000 | 299,000 |
| Net income | 226,000 | 442,000 | 651,000 | 826,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Tier 1 capital | 8,415,000 | 8,629,000 | 8,761,000 | 8,542,000 |
| Total capital | 9,049,000 | 9,263,000 | 9,407,000 | 9,156,000 |
| Risk-weighted assets | 53,939,000 | 56,006,000 | 57,660,000 | 59,738,000 |