Call reports 2014
BRIDGE COMMUNITY BANK — 2014
What BRIDGE COMMUNITY BANK reported to the FFIEC in 2014, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Total assets | 82,980,000 | 80,838,000 | 80,179,000 | 83,709,000 |
| Total loans | 49,021,000 | 51,053,000 | 55,766,000 | 59,398,000 |
| Allowance for loan losses | 624,000 | 627,000 | 640,000 | 624,000 |
| Securities available for sale | 23,463,000 | 21,568,000 | 16,748,000 | 16,723,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 74,527,000 | 70,569,000 | 69,056,000 | 72,693,000 |
| Interest-bearing deposits | 59,401,000 | 54,860,000 | 55,513,000 | 58,231,000 |
| Noninterest-bearing deposits | 15,126,000 | 15,709,000 | 13,543,000 | 14,462,000 |
| Equity capital | 7,704,000 | 7,978,000 | 8,260,000 | 8,331,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Interest income | 705,000 | 1,445,000 | 2,201,000 | 2,972,000 |
| Interest expense | 79,000 | 148,000 | 219,000 | 292,000 |
| Net interest income | 626,000 | 1,297,000 | 1,982,000 | 2,680,000 |
| Noninterest income | 158,000 | 310,000 | 488,000 | 648,000 |
| Noninterest expense | 566,000 | 1,136,000 | 1,700,000 | 2,276,000 |
| Provision for loan losses | 0 | 0 | 0 | 225,000 |
| Pretax income | 218,000 | 471,000 | 790,000 | 847,000 |
| Income tax | 59,000 | 119,000 | 178,000 | 196,000 |
| Net income | 159,000 | 352,000 | 612,000 | 651,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Tier 1 capital | 7,696,000 | 7,890,000 | 8,148,000 | 8,188,000 |
| Total capital | 8,320,000 | 8,517,000 | 8,788,000 | 8,812,000 |
| Risk-weighted assets | 53,849,000 | 54,977,000 | 58,173,000 | 61,279,000 |