Call reports 2013
BRIDGE COMMUNITY BANK — 2013
What BRIDGE COMMUNITY BANK reported to the FFIEC in 2013, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Total assets | 77,019,000 | 75,200,000 | 75,217,000 | 79,516,000 |
| Total loans | 45,595,000 | 45,853,000 | 46,637,000 | 50,427,000 |
| Allowance for loan losses | 607,000 | 602,000 | 608,000 | 615,000 |
| Securities available for sale | 22,459,000 | 22,347,000 | 21,791,000 | 22,045,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 68,818,000 | 65,285,000 | 67,138,000 | 69,358,000 |
| Interest-bearing deposits | 54,890,000 | 51,595,000 | 53,678,000 | 55,897,000 |
| Noninterest-bearing deposits | 13,928,000 | 13,690,000 | 13,460,000 | 13,461,000 |
| Equity capital | 7,375,000 | 7,228,000 | 7,336,000 | 7,471,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Interest income | 700,000 | 1,397,000 | 2,088,000 | 2,787,000 |
| Interest expense | 84,000 | 168,000 | 245,000 | 327,000 |
| Net interest income | 616,000 | 1,229,000 | 1,843,000 | 2,460,000 |
| Noninterest income | 172,000 | 334,000 | 489,000 | 662,000 |
| Noninterest expense | 542,000 | 1,097,000 | 1,645,000 | 2,290,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 246,000 | 466,000 | 687,000 | 832,000 |
| Income tax | 68,000 | 135,000 | 203,000 | 187,000 |
| Net income | 178,000 | 331,000 | 484,000 | 645,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Tier 1 capital | 7,070,000 | 7,222,000 | 7,375,000 | 7,537,000 |
| Total capital | 7,677,000 | 7,824,000 | 7,983,000 | 8,152,000 |
| Risk-weighted assets | 49,757,000 | 50,010,000 | 50,327,000 | 51,687,000 |