Call reports 2012
BRIDGE COMMUNITY BANK — 2012
What BRIDGE COMMUNITY BANK reported to the FFIEC in 2012, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Total assets | 71,929,000 | 70,542,000 | 72,396,000 | 73,910,000 |
| Total loans | 43,530,000 | 44,619,000 | 47,437,000 | 47,153,000 |
| Allowance for loan losses | 594,000 | 610,000 | 617,000 | 636,000 |
| Securities available for sale | 14,088,000 | 18,655,000 | 17,185,000 | 18,257,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 64,259,000 | 60,632,000 | 63,224,000 | 65,706,000 |
| Interest-bearing deposits | 51,266,000 | 47,749,000 | 51,772,000 | 51,835,000 |
| Noninterest-bearing deposits | 12,993,000 | 12,883,000 | 11,452,000 | 13,871,000 |
| Equity capital | 6,846,000 | 7,108,000 | 7,309,000 | 7,255,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Interest income | 715,000 | 1,433,000 | 2,158,000 | 2,912,000 |
| Interest expense | 101,000 | 194,000 | 280,000 | 367,000 |
| Net interest income | 614,000 | 1,239,000 | 1,878,000 | 2,545,000 |
| Noninterest income | 195,000 | 385,000 | 563,000 | 747,000 |
| Noninterest expense | 500,000 | 1,030,000 | 1,553,000 | 2,164,000 |
| Provision for loan losses | 0 | 0 | 0 | 50,000 |
| Pretax income | 310,000 | 594,000 | 889,000 | 1,079,000 |
| Income tax | 72,000 | 144,000 | 259,000 | 298,000 |
| Net income | 238,000 | 450,000 | 630,000 | 781,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Tier 1 capital | 6,549,000 | 6,761,000 | 6,940,000 | 6,892,000 |
| Total capital | 7,143,000 | 7,371,000 | 7,528,000 | 7,520,000 |
| Risk-weighted assets | 47,509,000 | 48,938,000 | 50,245,000 | 50,419,000 |