Call reports 2011
BRIDGE COMMUNITY BANK — 2011
What BRIDGE COMMUNITY BANK reported to the FFIEC in 2011, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Total assets | 64,910,000 | 61,773,000 | 65,221,000 | 68,248,000 |
| Total loans | 40,718,000 | 42,678,000 | 44,368,000 | 45,868,000 |
| Allowance for loan losses | 450,000 | 546,000 | 550,000 | 593,000 |
| Securities available for sale | 13,396,000 | 13,256,000 | 13,174,000 | 14,186,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 58,197,000 | 54,680,000 | 57,852,000 | 60,654,000 |
| Interest-bearing deposits | 47,903,000 | 45,793,000 | 48,032,000 | 49,712,000 |
| Noninterest-bearing deposits | 10,294,000 | 8,887,000 | 9,820,000 | 10,942,000 |
| Equity capital | 6,164,000 | 6,331,000 | 6,645,000 | 6,814,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Interest income | 699,000 | 1,406,000 | 2,120,000 | 2,860,000 |
| Interest expense | 129,000 | 260,000 | 371,000 | 479,000 |
| Net interest income | 570,000 | 1,146,000 | 1,749,000 | 2,381,000 |
| Noninterest income | 162,000 | 308,000 | 466,000 | 634,000 |
| Noninterest expense | 516,000 | 1,028,000 | 1,507,000 | 1,994,000 |
| Provision for loan losses | 0 | 125,000 | 125,000 | 175,000 |
| Pretax income | 216,000 | 301,000 | 611,000 | 874,000 |
| Income tax | 49,000 | 84,000 | 141,000 | 234,000 |
| Net income | 167,000 | 217,000 | 470,000 | 640,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Tier 1 capital | 6,037,000 | 6,088,000 | 6,341,000 | 6,511,000 |
| Total capital | 6,487,000 | 6,634,000 | 6,891,000 | 7,104,000 |
| Risk-weighted assets | 43,465,000 | 46,983,000 | 47,486,000 | 49,019,000 |