Call reports 2010
BRIDGE COMMUNITY BANK — 2010
What BRIDGE COMMUNITY BANK reported to the FFIEC in 2010, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Total assets | 61,580,000 | 58,883,000 | 61,055,000 | 60,993,000 |
| Total loans | 39,291,000 | 40,437,000 | 42,598,000 | 44,101,000 |
| Allowance for loan losses | 450,000 | 450,000 | 486,000 | 462,000 |
| Securities available for sale | 12,751,000 | 11,010,000 | 9,950,000 | 10,000,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 55,451,000 | 52,576,000 | 54,284,000 | 54,397,000 |
| Interest-bearing deposits | 46,751,000 | 44,690,000 | 45,883,000 | 45,290,000 |
| Noninterest-bearing deposits | 8,700,000 | 7,886,000 | 8,401,000 | 9,107,000 |
| Equity capital | 5,603,000 | 5,721,000 | 6,015,000 | 5,949,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Interest income | 691,000 | 1,394,000 | 2,147,000 | 2,866,000 |
| Interest expense | 155,000 | 305,000 | 446,000 | 579,000 |
| Net interest income | 536,000 | 1,089,000 | 1,701,000 | 2,287,000 |
| Noninterest income | 178,000 | 327,000 | 510,000 | 717,000 |
| Noninterest expense | 497,000 | 996,000 | 1,485,000 | 2,033,000 |
| Provision for loan losses | 25,000 | 50,000 | 100,000 | 258,000 |
| Pretax income | 192,000 | 370,000 | 634,000 | 713,000 |
| Income tax | 50,000 | 104,000 | 162,000 | 172,000 |
| Net income | 142,000 | 266,000 | 472,000 | 541,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Tier 1 capital | 5,474,000 | 5,597,000 | 5,803,000 | 5,871,000 |
| Total capital | 5,924,000 | 6,047,000 | 6,289,000 | 6,333,000 |
| Risk-weighted assets | 42,255,000 | 42,795,000 | 46,648,000 | 47,119,000 |