Call reports 2009
BRIDGE COMMUNITY BANK — 2009
What BRIDGE COMMUNITY BANK reported to the FFIEC in 2009, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Total assets | 54,183,000 | 54,313,000 | 57,744,000 | 59,086,000 |
| Total loans | 36,015,000 | 36,622,000 | 37,426,000 | 38,665,000 |
| Allowance for loan losses | 391,000 | 409,000 | 434,000 | 422,000 |
| Securities available for sale | 11,545,000 | 9,839,000 | 10,739,000 | 12,697,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 49,010,000 | 49,060,000 | 52,057,000 | 53,330,000 |
| Interest-bearing deposits | 42,593,000 | 41,384,000 | 45,112,000 | 44,937,000 |
| Noninterest-bearing deposits | 6,417,000 | 7,676,000 | 6,945,000 | 8,393,000 |
| Equity capital | 4,965,000 | 5,025,000 | 5,314,000 | 5,393,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Interest income | 694,000 | 1,370,000 | 2,057,000 | 2,756,000 |
| Interest expense | 202,000 | 383,000 | 548,000 | 717,000 |
| Net interest income | 492,000 | 987,000 | 1,509,000 | 2,039,000 |
| Noninterest income | 122,000 | 233,000 | 377,000 | 547,000 |
| Noninterest expense | 425,000 | 906,000 | 1,376,000 | 1,918,000 |
| Provision for loan losses | 20,000 | 30,000 | 50,000 | 115,000 |
| Pretax income | 169,000 | 284,000 | 460,000 | 553,000 |
| Income tax | 47,000 | 72,000 | 119,000 | 103,000 |
| Net income | 122,000 | 212,000 | 341,000 | 450,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Tier 1 capital | 5,003,000 | 5,093,000 | 5,222,000 | 5,331,000 |
| Total capital | 5,394,000 | 5,502,000 | 5,656,000 | 5,752,000 |
| Risk-weighted assets | 35,720,000 | 37,059,000 | 38,144,000 | 41,767,000 |