Call reports 2006
BRIDGE COMMUNITY BANK — 2006
What BRIDGE COMMUNITY BANK reported to the FFIEC in 2006, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Total assets | 58,322,000 | 50,144,000 | 51,742,000 | 51,621,000 |
| Total loans | 28,406,000 | 30,061,000 | 31,149,000 | 31,221,000 |
| Allowance for loan losses | 362,000 | 353,000 | 367,000 | 373,000 |
| Securities available for sale | 17,689,000 | 17,509,000 | 17,503,000 | 15,782,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 54,142,000 | 44,892,000 | 46,414,000 | 46,983,000 |
| Interest-bearing deposits | 47,079,000 | 38,105,000 | 40,735,000 | 39,481,000 |
| Noninterest-bearing deposits | 7,063,000 | 6,787,000 | 5,679,000 | 7,502,000 |
| Equity capital | 3,859,000 | 3,942,000 | 4,216,000 | 4,213,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Interest income | 728,000 | 1,513,000 | 2,256,000 | 3,014,000 |
| Interest expense | 325,000 | 679,000 | 1,042,000 | 1,428,000 |
| Net interest income | 403,000 | 834,000 | 1,214,000 | 1,586,000 |
| Noninterest income | 98,000 | 203,000 | 300,000 | 399,000 |
| Noninterest expense | 316,000 | 640,000 | 971,000 | 1,419,000 |
| Provision for loan losses | 25,000 | 25,000 | 25,000 | 75,000 |
| Pretax income | 160,000 | 372,000 | 519,000 | 493,000 |
| Income tax | 53,000 | 107,000 | 160,000 | 191,000 |
| Net income | 107,000 | 265,000 | 359,000 | 302,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Tier 1 capital | 4,143,000 | 4,303,000 | 4,395,000 | 4,338,000 |
| Total capital | 4,505,000 | 4,656,000 | 4,762,000 | 4,711,000 |
| Risk-weighted assets | 41,073,000 | 32,848,000 | 34,214,000 | 35,466,000 |