Call reports 2002
BRIDGE COMMUNITY BANK — 2002
What BRIDGE COMMUNITY BANK reported to the FFIEC in 2002, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Total assets | 39,310,000 | 40,095,000 | 40,551,000 | 42,775,000 |
| Total loans | 26,322,000 | 26,407,000 | 28,243,000 | 27,827,000 |
| Allowance for loan losses | 299,000 | 328,000 | 319,000 | 304,000 |
| Securities available for sale | 8,124,000 | 9,723,000 | 9,513,000 | 8,781,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 35,522,000 | 36,122,000 | 35,811,000 | 38,625,000 |
| Interest-bearing deposits | 31,921,000 | 32,660,000 | 32,327,000 | 34,430,000 |
| Noninterest-bearing deposits | 3,601,000 | 3,462,000 | 3,484,000 | 4,195,000 |
| Equity capital | 3,529,000 | 3,745,000 | 3,852,000 | 3,947,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Interest income | 626,000 | 1,284,000 | 1,908,000 | 2,544,000 |
| Interest expense | 246,000 | 484,000 | 707,000 | 920,000 |
| Net interest income | 380,000 | 800,000 | 1,201,000 | 1,624,000 |
| Noninterest income | 91,000 | 178,000 | 259,000 | 373,000 |
| Noninterest expense | 294,000 | 588,000 | 909,000 | 1,262,000 |
| Provision for loan losses | 0 | 25,000 | 25,000 | 100,000 |
| Pretax income | 176,000 | 367,000 | 528,000 | 637,000 |
| Income tax | 8,000 | 15,000 | 23,000 | 33,000 |
| Net income | 168,000 | 352,000 | 505,000 | 604,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Tier 1 capital | 3,522,000 | 3,621,000 | 3,656,000 | 3,718,000 |
| Total capital | 3,821,000 | 3,949,000 | 3,975,000 | 4,022,000 |
| Risk-weighted assets | 27,110,000 | 27,007,000 | 29,027,000 | 28,783,000 |