Call reports 2001
BRIDGE COMMUNITY BANK — 2001
What BRIDGE COMMUNITY BANK reported to the FFIEC in 2001, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Total assets | 36,314,000 | 36,758,000 | 38,220,000 | 40,390,000 |
| Total loans | 24,016,000 | 26,520,000 | 27,603,000 | 27,274,000 |
| Allowance for loan losses | 282,000 | 272,000 | 280,000 | 327,000 |
| Securities available for sale | 7,585,000 | 6,538,000 | 5,894,000 | 8,020,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 32,651,000 | 33,063,000 | 34,312,000 | 36,592,000 |
| Interest-bearing deposits | 29,381,000 | 30,064,000 | 30,485,000 | 31,993,000 |
| Noninterest-bearing deposits | 3,270,000 | 2,999,000 | 3,827,000 | 4,599,000 |
| Equity capital | 3,338,000 | 3,418,000 | 3,537,000 | 3,551,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Interest income | 704,000 | 1,397,000 | 2,095,000 | 2,760,000 |
| Interest expense | 354,000 | 684,000 | 1,003,000 | 1,281,000 |
| Net interest income | 350,000 | 713,000 | 1,092,000 | 1,479,000 |
| Noninterest income | 85,000 | 169,000 | 253,000 | 340,000 |
| Noninterest expense | 286,000 | 561,000 | 848,000 | 1,178,000 |
| Provision for loan losses | 25,000 | 25,000 | 50,000 | 100,000 |
| Pretax income | 124,000 | 296,000 | 448,000 | 542,000 |
| Income tax | 7,000 | 14,000 | 21,000 | 28,000 |
| Net income | 117,000 | 282,000 | 427,000 | 514,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Tier 1 capital | 3,302,000 | 3,392,000 | 3,472,000 | 3,505,000 |
| Total capital | 3,584,000 | 3,666,000 | 3,752,000 | 3,832,000 |
| Risk-weighted assets | 24,411,000 | 26,048,000 | 26,966,000 | 27,695,000 |