Call reports 2016
1ST CENTURY BANK, NATIONAL ASSOCIATION — 2016
What 1ST CENTURY BANK, NATIONAL ASSOCIATION reported to the FFIEC in 2016, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2016Q1 | 2016Q2 |
|---|---|---|
| Total assets | 739,448,000 | 763,205,000 |
| Total loans | 609,182,000 | 642,569,000 |
| Allowance for loan losses | 9,161,000 | 9,262,000 |
| Securities available for sale | 72,464,000 | 70,688,000 |
| Securities held to maturity | 0 | 0 |
| Trading assets | 57,000 | 63,000 |
| Total deposits | 655,460,000 | 638,883,000 |
| Interest-bearing deposits | 271,471,000 | 226,858,000 |
| Noninterest-bearing deposits | 383,989,000 | 412,025,000 |
| Equity capital | 65,450,000 | 66,318,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2016Q1 | 2016Q2 |
|---|---|---|
| Interest income | 6,977,000 | 14,192,000 |
| Interest expense | 196,000 | 402,000 |
| Net interest income | 6,781,000 | 13,790,000 |
| Noninterest income | 199,000 | 399,000 |
| Noninterest expense | 6,289,000 | 12,833,000 |
| Provision for loan losses | 200,000 | 400,000 |
| Pretax income | 491,000 | 956,000 |
| Income tax | 209,000 | 404,000 |
| Net income | 282,000 | 552,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2016Q1 | 2016Q2 |
|---|---|---|
| Tier 1 capital | 64,935,000 | 65,447,000 |
| Total capital | 73,173,000 | 74,137,000 |
| Risk-weighted assets | 657,720,000 | 694,211,000 |