Call reports 2015
1ST CENTURY BANK, NATIONAL ASSOCIATION — 2015
What 1ST CENTURY BANK, NATIONAL ASSOCIATION reported to the FFIEC in 2015, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Total assets | 616,620,000 | 661,277,000 | 720,013,000 | 731,921,000 |
| Total loans | 479,858,000 | 519,064,000 | 549,135,000 | 598,433,000 |
| Allowance for loan losses | 7,765,000 | 8,323,000 | 8,639,000 | 8,961,000 |
| Securities available for sale | 72,978,000 | 75,549,000 | 73,133,000 | 74,010,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 49,000 | 32,000 | 54,000 | 30,000 |
| Total deposits | 538,228,000 | 584,431,000 | 641,375,000 | 598,683,000 |
| Interest-bearing deposits | 215,650,000 | 236,855,000 | 251,366,000 | 235,726,000 |
| Noninterest-bearing deposits | 322,578,000 | 347,576,000 | 390,009,000 | 362,957,000 |
| Equity capital | 58,615,000 | 59,140,000 | 60,602,000 | 64,392,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Interest income | 5,177,000 | 11,085,000 | 17,212,000 | 23,642,000 |
| Interest expense | 157,000 | 332,000 | 513,000 | 700,000 |
| Net interest income | 5,020,000 | 10,753,000 | 16,699,000 | 22,942,000 |
| Noninterest income | 155,000 | 263,000 | 489,000 | 593,000 |
| Noninterest expense | 4,533,000 | 8,876,000 | 13,235,000 | 17,747,000 |
| Provision for loan losses | 150,000 | 725,000 | 1,026,000 | 1,325,000 |
| Pretax income | 567,000 | 1,490,000 | 3,002,000 | 4,538,000 |
| Income tax | 248,000 | 645,000 | 1,293,000 | 1,953,000 |
| Net income | 319,000 | 845,000 | 1,709,000 | 2,585,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Tier 1 capital | 58,136,000 | 59,083,000 | 60,208,000 | 64,381,000 |
| Total capital | 64,594,000 | 66,117,000 | 67,652,000 | 72,430,000 |
| Risk-weighted assets | 515,004,000 | 561,125,000 | 594,103,000 | 642,677,000 |