Call reports 2013
1ST CENTURY BANK, NATIONAL ASSOCIATION — 2013
What 1ST CENTURY BANK, NATIONAL ASSOCIATION reported to the FFIEC in 2013, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Total assets | 493,386,000 | 489,304,000 | 532,299,000 | 538,139,000 |
| Total loans | 297,762,000 | 312,349,000 | 356,706,000 | 383,548,000 |
| Allowance for loan losses | 6,619,000 | 6,620,000 | 6,835,000 | 7,236,000 |
| Securities available for sale | 168,034,000 | 143,678,000 | 124,055,000 | 106,272,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 87,000 | 1,000 | 10,000 | 15,000 |
| Total deposits | 415,686,000 | 407,841,000 | 449,297,000 | 454,819,000 |
| Interest-bearing deposits | 218,989,000 | 214,833,000 | 223,252,000 | 215,897,000 |
| Noninterest-bearing deposits | 196,697,000 | 193,008,000 | 226,045,000 | 238,922,000 |
| Equity capital | 49,473,000 | 52,341,000 | 53,361,000 | 53,323,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Interest income | 4,087,000 | 8,163,000 | 12,371,000 | 17,016,000 |
| Interest expense | 204,000 | 412,000 | 609,000 | 808,000 |
| Net interest income | 3,883,000 | 7,751,000 | 11,762,000 | 16,208,000 |
| Noninterest income | 358,000 | 661,000 | 896,000 | 971,000 |
| Noninterest expense | 3,240,000 | 6,732,000 | 10,124,000 | 14,000,000 |
| Provision for loan losses | -500,000 | -500,000 | -300,000 | 100,000 |
| Pretax income | 1,501,000 | 2,715,000 | 3,539,000 | 3,901,000 |
| Income tax | 38,000 | -3,178,000 | -3,178,000 | -3,059,000 |
| Net income | 1,463,000 | 5,893,000 | 6,717,000 | 6,960,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Tier 1 capital | 47,200,000 | 49,708,000 | 50,904,000 | 51,360,000 |
| Total capital | 51,716,000 | 54,335,000 | 55,902,000 | 56,555,000 |
| Risk-weighted assets | 359,003,000 | 367,973,000 | 397,792,000 | 413,290,000 |