Call reports 2012
1ST CENTURY BANK, NATIONAL ASSOCIATION — 2012
What 1ST CENTURY BANK, NATIONAL ASSOCIATION reported to the FFIEC in 2012, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Total assets | 433,412,000 | 454,481,000 | 474,343,000 | 499,144,000 |
| Total loans | 230,010,000 | 236,261,000 | 241,320,000 | 266,671,000 |
| Allowance for loan losses | 5,288,000 | 4,866,000 | 4,881,000 | 6,015,000 |
| Securities available for sale | 130,050,000 | 162,891,000 | 194,659,000 | 181,225,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 87,000 | 114,000 | 107,000 |
| Total deposits | 361,575,000 | 381,217,000 | 398,073,000 | 417,859,000 |
| Interest-bearing deposits | 224,440,000 | 229,443,000 | 226,314,000 | 220,656,000 |
| Noninterest-bearing deposits | 137,135,000 | 151,774,000 | 171,759,000 | 197,203,000 |
| Equity capital | 44,380,000 | 45,420,000 | 47,358,000 | 47,985,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Interest income | 3,542,000 | 7,179,000 | 10,843,000 | 15,038,000 |
| Interest expense | 242,000 | 497,000 | 737,000 | 966,000 |
| Net interest income | 3,300,000 | 6,682,000 | 10,106,000 | 14,072,000 |
| Noninterest income | 347,000 | 836,000 | 1,262,000 | 1,966,000 |
| Noninterest expense | 3,012,000 | 6,091,000 | 9,209,000 | 12,895,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 635,000 | 1,427,000 | 2,159,000 | 3,143,000 |
| Income tax | 16,000 | 35,000 | 60,000 | 111,000 |
| Net income | 619,000 | 1,392,000 | 2,099,000 | 3,032,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Tier 1 capital | 42,720,000 | 43,568,000 | 44,425,000 | 45,549,000 |
| Total capital | 46,067,000 | 47,323,000 | 48,289,000 | 49,634,000 |
| Risk-weighted assets | 265,619,000 | 299,061,000 | 307,899,000 | 324,706,000 |