Call reports 2011
1ST CENTURY BANK, NATIONAL ASSOCIATION — 2011
What 1ST CENTURY BANK, NATIONAL ASSOCIATION reported to the FFIEC in 2011, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Total assets | 318,971,000 | 361,225,000 | 384,358,000 | 405,108,000 |
| Total loans | 188,520,000 | 186,691,000 | 184,882,000 | 233,004,000 |
| Allowance for loan losses | 5,476,000 | 5,084,000 | 5,246,000 | 5,284,000 |
| Securities available for sale | 64,609,000 | 76,294,000 | 103,298,000 | 129,906,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 273,808,000 | 306,580,000 | 327,915,000 | 333,838,000 |
| Interest-bearing deposits | 173,741,000 | 196,627,000 | 205,012,000 | 209,613,000 |
| Noninterest-bearing deposits | 100,067,000 | 109,953,000 | 122,903,000 | 124,225,000 |
| Equity capital | 41,314,000 | 42,172,000 | 43,330,000 | 43,532,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Interest income | 2,904,000 | 5,861,000 | 8,938,000 | 12,207,000 |
| Interest expense | 193,000 | 431,000 | 694,000 | 926,000 |
| Net interest income | 2,711,000 | 5,430,000 | 8,244,000 | 11,281,000 |
| Noninterest income | 204,000 | 394,000 | 573,000 | 603,000 |
| Noninterest expense | 2,529,000 | 5,181,000 | 7,759,000 | 10,255,000 |
| Provision for loan losses | 200,000 | 275,000 | 275,000 | 275,000 |
| Pretax income | 186,000 | 370,000 | 785,000 | 1,356,000 |
| Income tax | 0 | 0 | 0 | 71,000 |
| Net income | 186,000 | 370,000 | 785,000 | 1,285,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Tier 1 capital | 40,573,000 | 40,869,000 | 41,335,000 | 41,965,000 |
| Total capital | 43,403,000 | 43,585,000 | 44,104,000 | 45,258,000 |
| Risk-weighted assets | 223,522,000 | 215,221,000 | 218,845,000 | 261,232,000 |