Call reports 2010
1ST CENTURY BANK, NATIONAL ASSOCIATION — 2010
What 1ST CENTURY BANK, NATIONAL ASSOCIATION reported to the FFIEC in 2010, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Total assets | 263,684,000 | 280,279,000 | 298,731,000 | 308,331,000 |
| Total loans | 172,766,000 | 166,141,000 | 169,131,000 | 179,293,000 |
| Allowance for loan losses | 5,502,000 | 4,947,000 | 4,519,000 | 5,283,000 |
| Securities available for sale | 42,656,000 | 38,857,000 | 38,288,000 | 58,474,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 207,707,000 | 224,864,000 | 249,055,000 | 261,216,000 |
| Interest-bearing deposits | 131,866,000 | 140,523,000 | 157,245,000 | 166,488,000 |
| Noninterest-bearing deposits | 75,841,000 | 84,341,000 | 91,810,000 | 94,728,000 |
| Equity capital | 42,790,000 | 43,356,000 | 43,576,000 | 41,098,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Interest income | 2,762,000 | 5,422,000 | 8,085,000 | 10,865,000 |
| Interest expense | 284,000 | 527,000 | 757,000 | 972,000 |
| Net interest income | 2,478,000 | 4,895,000 | 7,328,000 | 9,893,000 |
| Noninterest income | 229,000 | 395,000 | 618,000 | 901,000 |
| Noninterest expense | 2,514,000 | 4,845,000 | 7,173,000 | 9,742,000 |
| Provision for loan losses | 0 | 100,000 | 200,000 | 2,775,000 |
| Pretax income | 193,000 | 389,000 | 617,000 | -1,679,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 193,000 | 389,000 | 617,000 | -1,679,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Tier 1 capital | 41,778,000 | 42,101,000 | 42,438,000 | 40,260,000 |
| Total capital | 44,383,000 | 44,571,000 | 44,997,000 | 42,958,000 |
| Risk-weighted assets | 205,334,000 | 194,886,000 | 202,559,000 | 213,072,000 |