Call reports 2009
1ST CENTURY BANK, NATIONAL ASSOCIATION — 2009
What 1ST CENTURY BANK, NATIONAL ASSOCIATION reported to the FFIEC in 2009, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Total assets | 259,520,000 | 245,072,000 | 257,910,000 | 272,128,000 |
| Total loans | 200,715,000 | 194,514,000 | 188,635,000 | 181,807,000 |
| Allowance for loan losses | 4,294,000 | 4,733,000 | 5,566,000 | 5,478,000 |
| Securities available for sale | 44,368,000 | 41,156,000 | 43,238,000 | 43,062,000 |
| Securities held to maturity | 4,035,000 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 168,884,000 | 177,670,000 | 193,519,000 | 211,455,000 |
| Interest-bearing deposits | 114,548,000 | 117,851,000 | 130,633,000 | 139,546,000 |
| Noninterest-bearing deposits | 54,336,000 | 59,819,000 | 62,886,000 | 71,909,000 |
| Equity capital | 49,542,000 | 49,544,000 | 45,813,000 | 42,247,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Interest income | 3,091,000 | 6,066,000 | 8,942,000 | 11,781,000 |
| Interest expense | 334,000 | 648,000 | 996,000 | 1,358,000 |
| Net interest income | 2,757,000 | 5,418,000 | 7,946,000 | 10,423,000 |
| Noninterest income | 217,000 | 460,000 | 775,000 | 1,025,000 |
| Noninterest expense | 2,384,000 | 4,651,000 | 6,909,000 | 9,277,000 |
| Provision for loan losses | 273,000 | 647,000 | 2,353,000 | 6,154,000 |
| Pretax income | 317,000 | 595,000 | -540,000 | -3,982,000 |
| Income tax | 127,000 | 223,000 | 3,295,000 | 3,295,000 |
| Net income | 190,000 | 372,000 | -3,835,000 | -7,277,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Tier 1 capital | 47,039,000 | 47,214,000 | 44,719,000 | 41,430,000 |
| Total capital | 49,978,000 | 50,103,000 | 47,542,000 | 44,120,000 |
| Risk-weighted assets | 233,609,000 | 229,108,000 | 222,895,000 | 212,176,000 |