Call reports 2007
1ST CENTURY BANK, NATIONAL ASSOCIATION — 2007
What 1ST CENTURY BANK, NATIONAL ASSOCIATION reported to the FFIEC in 2007, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Total assets | 221,726,000 | 203,296,000 | 228,202,000 | 223,855,000 |
| Total loans | 123,115,000 | 146,066,000 | 156,515,000 | 172,233,000 |
| Allowance for loan losses | 1,685,000 | 1,939,000 | 2,166,000 | 2,369,000 |
| Securities available for sale | 32,015,000 | 33,714,000 | 40,371,000 | 36,516,000 |
| Securities held to maturity | 6,119,000 | 5,906,000 | 5,519,000 | 5,308,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 165,435,000 | 147,403,000 | 171,143,000 | 161,192,000 |
| Interest-bearing deposits | 128,729,000 | 111,519,000 | 134,928,000 | 128,484,000 |
| Noninterest-bearing deposits | 36,706,000 | 35,883,000 | 36,215,000 | 32,708,000 |
| Equity capital | 54,479,000 | 54,400,000 | 55,378,000 | 58,612,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Interest income | 3,574,000 | 7,127,000 | 10,840,000 | 14,704,000 |
| Interest expense | 1,321,000 | 2,505,000 | 3,742,000 | 4,934,000 |
| Net interest income | 2,253,000 | 4,622,000 | 7,098,000 | 9,770,000 |
| Noninterest income | 175,000 | 307,000 | 479,000 | 614,000 |
| Noninterest expense | 2,247,000 | 4,244,000 | 6,298,000 | 8,891,000 |
| Provision for loan losses | 17,000 | 271,000 | 498,000 | 701,000 |
| Pretax income | 164,000 | 414,000 | 781,000 | 792,000 |
| Income tax | 0 | 0 | 0 | -2,120,000 |
| Net income | 164,000 | 414,000 | 781,000 | 2,912,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Tier 1 capital | 54,993,000 | 55,290,000 | 55,876,000 | 57,387,000 |
| Total capital | 56,821,000 | 57,390,000 | 58,127,000 | 59,877,000 |
| Risk-weighted assets | 154,789,000 | 168,505,000 | 180,034,000 | 199,143,000 |