Call reports 2006
1ST CENTURY BANK, NATIONAL ASSOCIATION — 2006
What 1ST CENTURY BANK, NATIONAL ASSOCIATION reported to the FFIEC in 2006, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Total assets | 170,742,000 | 170,063,000 | 177,372,000 | 200,752,000 |
| Total loans | 83,484,000 | 100,206,000 | 118,618,000 | 127,981,000 |
| Allowance for loan losses | 1,164,000 | 1,277,000 | 1,523,000 | 1,668,000 |
| Securities available for sale | 48,608,000 | 48,176,000 | 45,169,000 | 42,406,000 |
| Securities held to maturity | 6,981,000 | 6,701,000 | 6,494,000 | 6,270,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 116,415,000 | 115,917,000 | 112,458,000 | 145,087,000 |
| Interest-bearing deposits | 86,642,000 | 87,545,000 | 87,153,000 | 115,159,000 |
| Noninterest-bearing deposits | 29,773,000 | 28,372,000 | 25,305,000 | 29,928,000 |
| Equity capital | 53,208,000 | 53,169,000 | 54,341,000 | 54,109,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Interest income | 2,575,000 | 5,318,000 | 8,353,000 | 11,753,000 |
| Interest expense | 537,000 | 1,160,000 | 1,887,000 | 3,032,000 |
| Net interest income | 2,038,000 | 4,158,000 | 6,466,000 | 8,721,000 |
| Noninterest income | 23,000 | 77,000 | 133,000 | 208,000 |
| Noninterest expense | 1,787,000 | 3,398,000 | 5,504,000 | 8,280,000 |
| Provision for loan losses | 0 | 113,000 | 359,000 | 504,000 |
| Pretax income | 274,000 | 724,000 | 736,000 | 145,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 274,000 | 724,000 | 736,000 | 145,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Tier 1 capital | 54,305,000 | 54,803,000 | 55,127,000 | 54,716,000 |
| Total capital | 55,709,000 | 56,229,000 | 56,781,000 | 56,511,000 |
| Risk-weighted assets | 112,314,000 | 127,629,000 | 141,517,000 | 151,992,000 |