Call reports 2025
DR BANK — 2025
What DR BANK reported to the FFIEC in 2025, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Total assets | 711,650,000 | 725,268,000 | 781,598,000 | 838,797,000 |
| Total loans | 593,950,000 | 608,416,000 | 665,165,000 | 698,415,000 |
| Allowance for loan losses | 4,495,000 | 4,498,000 | 4,448,000 | 5,446,000 |
| Securities available for sale | 44,625,000 | 44,139,000 | 37,758,000 | 37,641,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 591,434,000 | 597,409,000 | 639,338,000 | 702,536,000 |
| Interest-bearing deposits | 553,630,000 | 548,257,000 | 595,724,000 | 655,191,000 |
| Noninterest-bearing deposits | 37,804,000 | 49,152,000 | 43,614,000 | 47,345,000 |
| Equity capital | 61,792,000 | 65,038,000 | 74,201,000 | 78,296,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Interest income | 13,331,000 | 27,899,000 | 43,263,000 | 59,996,000 |
| Interest expense | 6,146,000 | 12,321,000 | 18,585,000 | 24,864,000 |
| Net interest income | 7,185,000 | 15,578,000 | 24,678,000 | 35,132,000 |
| Noninterest income | 1,233,000 | 3,002,000 | 5,437,000 | 8,128,000 |
| Noninterest expense | 6,150,000 | 11,969,000 | 18,472,000 | 25,387,000 |
| Provision for loan losses | 110,000 | 425,000 | 794,000 | 2,024,000 |
| Pretax income | 2,168,000 | 6,165,000 | 10,872,000 | 15,892,000 |
| Income tax | 502,000 | 1,319,000 | 2,328,000 | 3,401,000 |
| Net income | 1,666,000 | 4,846,000 | 8,544,000 | 12,491,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Tier 1 capital | 63,659,000 | 66,830,000 | 75,383,000 | 79,185,000 |