Call reports 2024
DR BANK — 2024
What DR BANK reported to the FFIEC in 2024, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Total assets | 617,301,000 | 647,333,000 | 704,289,000 | 692,001,000 |
| Total loans | 516,897,000 | 541,536,000 | 578,081,000 | 585,772,000 |
| Allowance for loan losses | 3,686,000 | 3,818,000 | 3,820,000 | 4,540,000 |
| Securities available for sale | 45,002,000 | 44,283,000 | 44,475,000 | 44,102,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 505,294,000 | 525,197,000 | 584,816,000 | 569,364,000 |
| Interest-bearing deposits | 470,116,000 | 485,526,000 | 542,293,000 | 524,657,000 |
| Noninterest-bearing deposits | 35,178,000 | 39,671,000 | 42,523,000 | 44,707,000 |
| Equity capital | 54,402,000 | 54,087,000 | 55,654,000 | 59,169,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Interest income | 10,149,000 | 20,497,000 | 33,105,000 | 45,922,000 |
| Interest expense | 5,418,000 | 11,084,000 | 17,817,000 | 24,223,000 |
| Net interest income | 4,731,000 | 9,413,000 | 15,288,000 | 21,699,000 |
| Noninterest income | 40,000 | 345,000 | 1,113,000 | 4,614,000 |
| Noninterest expense | 5,152,000 | 10,176,000 | 15,490,000 | 20,791,000 |
| Provision for loan losses | 495,000 | 877,000 | 1,132,000 | 1,895,000 |
| Pretax income | -841,000 | -1,223,000 | -63,000 | 3,804,000 |
| Income tax | -224,000 | -345,000 | 45,000 | 738,000 |
| Net income | -617,000 | -878,000 | -108,000 | 3,066,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Tier 1 capital | 57,637,000 | 57,317,000 | 58,268,000 | 61,831,000 |