Call reports 2023
DR BANK — 2023
What DR BANK reported to the FFIEC in 2023, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Total assets | 501,573,000 | 509,223,000 | 551,468,000 | 616,099,000 |
| Total loans | 405,120,000 | 411,253,000 | 456,715,000 | 502,484,000 |
| Allowance for loan losses | 3,838,000 | 3,828,000 | 3,875,000 | 3,447,000 |
| Securities available for sale | 49,547,000 | 47,465,000 | 46,051,000 | 45,322,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 399,625,000 | 408,620,000 | 438,399,000 | 502,120,000 |
| Interest-bearing deposits | 358,254,000 | 363,872,000 | 398,485,000 | 459,388,000 |
| Noninterest-bearing deposits | 41,371,000 | 44,748,000 | 39,914,000 | 42,732,000 |
| Equity capital | 45,015,000 | 43,582,000 | 42,772,000 | 54,869,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Interest income | 6,273,000 | 12,823,000 | 20,387,000 | 29,270,000 |
| Interest expense | 2,677,000 | 5,804,000 | 9,750,000 | 14,522,000 |
| Net interest income | 3,596,000 | 7,019,000 | 10,637,000 | 14,748,000 |
| Noninterest income | 199,000 | 248,000 | 623,000 | 932,000 |
| Noninterest expense | 3,819,000 | 7,769,000 | 12,348,000 | 17,361,000 |
| Provision for loan losses | 292,000 | 398,000 | 513,000 | 95,000 |
| Pretax income | -149,000 | -733,000 | -1,602,000 | -1,637,000 |
| Income tax | -39,000 | -194,000 | -427,000 | -437,000 |
| Net income | -110,000 | -539,000 | -1,175,000 | -1,200,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Tier 1 capital | 47,728,000 | 47,215,000 | 46,449,000 | 58,505,000 |