Call reports 2022
DR BANK — 2022
What DR BANK reported to the FFIEC in 2022, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Total assets | 437,190,000 | 438,076,000 | 458,964,000 | 508,763,000 |
| Total loans | 354,520,000 | 333,440,000 | 359,377,000 | 388,709,000 |
| Allowance for loan losses | 3,967,000 | 4,036,000 | 3,992,000 | 4,022,000 |
| Securities available for sale | 57,364,000 | 54,615,000 | 51,900,000 | 49,674,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 339,751,000 | 345,194,000 | 368,115,000 | 404,096,000 |
| Interest-bearing deposits | 283,593,000 | 281,174,000 | 317,401,000 | 354,683,000 |
| Noninterest-bearing deposits | 56,158,000 | 64,020,000 | 50,714,000 | 49,413,000 |
| Equity capital | 43,053,000 | 42,934,000 | 41,543,000 | 44,594,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Interest income | 4,377,000 | 8,970,000 | 13,778,000 | 19,714,000 |
| Interest expense | 415,000 | 877,000 | 1,969,000 | 4,077,000 |
| Net interest income | 3,962,000 | 8,093,000 | 11,809,000 | 15,637,000 |
| Noninterest income | -37,000 | 58,000 | 122,000 | 212,000 |
| Noninterest expense | 3,603,000 | 7,354,000 | 11,141,000 | 15,086,000 |
| Provision for loan losses | 75,000 | 116,000 | 191,000 | 316,000 |
| Pretax income | 247,000 | 698,000 | 616,000 | 464,000 |
| Income tax | 63,000 | 159,000 | 153,000 | 51,000 |
| Net income | 184,000 | 539,000 | 463,000 | 413,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Tier 1 capital | 43,559,000 | 43,940,000 | 43,733,000 | 47,876,000 |