Call reports 2021
DR BANK — 2021
What DR BANK reported to the FFIEC in 2021, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Total assets | 445,926,000 | 431,278,000 | 434,972,000 | 449,193,000 |
| Total loans | 339,267,000 | 360,639,000 | 358,989,000 | 352,437,000 |
| Allowance for loan losses | 3,621,000 | 3,675,000 | 3,786,000 | 3,873,000 |
| Securities available for sale | 46,463,000 | 39,108,000 | 49,213,000 | 60,738,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 322,529,000 | 318,643,000 | 320,511,000 | 344,025,000 |
| Interest-bearing deposits | 259,585,000 | 259,803,000 | 264,280,000 | 282,480,000 |
| Noninterest-bearing deposits | 62,944,000 | 58,840,000 | 56,231,000 | 61,545,000 |
| Equity capital | 42,388,000 | 42,673,000 | 43,095,000 | 43,533,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Interest income | 4,067,000 | 8,164,000 | 12,497,000 | 17,396,000 |
| Interest expense | 713,000 | 1,333,000 | 1,828,000 | 2,291,000 |
| Net interest income | 3,354,000 | 6,831,000 | 10,669,000 | 15,105,000 |
| Noninterest income | 204,000 | 472,000 | 495,000 | 965,000 |
| Noninterest expense | 2,984,000 | 6,092,000 | 9,357,000 | 13,718,000 |
| Provision for loan losses | 75,000 | 150,000 | 225,000 | 302,000 |
| Pretax income | 499,000 | 1,061,000 | 1,579,000 | 2,047,000 |
| Income tax | 120,000 | 257,000 | 385,000 | 164,000 |
| Net income | 379,000 | 804,000 | 1,194,000 | 1,883,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Tier 1 capital | 42,119,000 | 42,506,000 | 42,824,000 | 43,354,000 |
| Total capital | 45,740,000 | 46,181,000 | — | — |
| Risk-weighted assets | 300,463,000 | 317,651,000 | — | — |