Call reports 2020
DR BANK — 2020
What DR BANK reported to the FFIEC in 2020, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Total assets | 362,304,000 | 410,702,000 | 446,360,000 | 437,577,000 |
| Total loans | 230,949,000 | 318,861,000 | 303,047,000 | 317,670,000 |
| Allowance for loan losses | 3,112,000 | 3,259,000 | 3,256,000 | 3,599,000 |
| Securities available for sale | 67,052,000 | 60,264,000 | 55,025,000 | 49,618,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 313,239,000 | 317,076,000 | 306,156,000 | 304,761,000 |
| Interest-bearing deposits | 285,901,000 | 272,083,000 | 265,015,000 | 262,604,000 |
| Noninterest-bearing deposits | 27,338,000 | 44,993,000 | 41,141,000 | 42,157,000 |
| Equity capital | 36,063,000 | 36,479,000 | 36,375,000 | 37,507,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Interest income | 3,862,000 | 7,750,000 | 11,690,000 | 15,770,000 |
| Interest expense | 1,527,000 | 2,676,000 | 3,698,000 | 4,562,000 |
| Net interest income | 2,335,000 | 5,074,000 | 7,992,000 | 11,208,000 |
| Noninterest income | 490,000 | 327,000 | -22,000 | -1,177,000 |
| Noninterest expense | 2,973,000 | 5,797,000 | 8,765,000 | 13,105,000 |
| Provision for loan losses | 275,000 | 450,000 | 572,000 | 996,000 |
| Pretax income | -444,000 | -867,000 | -1,388,000 | -4,091,000 |
| Income tax | -107,000 | -202,000 | -322,000 | -2,979,000 |
| Net income | -337,000 | -665,000 | -1,066,000 | -1,112,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Tier 1 capital | 37,263,000 | 36,838,000 | 36,307,000 | 37,539,000 |
| Total capital | 40,375,000 | 40,097,000 | 39,563,000 | 41,138,000 |
| Risk-weighted assets | 307,058,000 | 318,162,000 | 299,081,000 | 315,628,000 |