Call reports 2019
DR BANK — 2019
What DR BANK reported to the FFIEC in 2019, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Total assets | 473,721,000 | 393,925,000 | 392,958,000 | 369,323,000 |
| Total loans | 238,129,000 | 262,196,000 | 254,316,000 | 255,647,000 |
| Allowance for loan losses | 2,314,000 | 2,006,000 | 2,243,000 | 3,091,000 |
| Securities available for sale | 90,047,000 | 86,497,000 | 80,634,000 | 64,764,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 409,207,000 | 343,540,000 | 318,541,000 | 301,333,000 |
| Interest-bearing deposits | 379,696,000 | 312,729,000 | 292,566,000 | 273,890,000 |
| Noninterest-bearing deposits | 29,511,000 | 30,811,000 | 25,975,000 | 27,443,000 |
| Equity capital | 58,930,000 | 43,709,000 | 42,877,000 | 38,624,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Interest income | 4,979,000 | 9,947,000 | 14,281,000 | 18,364,000 |
| Interest expense | 2,249,000 | 3,999,000 | 5,678,000 | 7,323,000 |
| Net interest income | 2,730,000 | 5,948,000 | 8,603,000 | 11,041,000 |
| Noninterest income | 1,122,000 | 1,925,000 | 1,744,000 | 1,069,000 |
| Noninterest expense | 3,651,000 | 7,174,000 | 10,146,000 | 14,216,000 |
| Provision for loan losses | 1,000,000 | 1,300,000 | 1,825,000 | 2,634,000 |
| Pretax income | -792,000 | -594,000 | -1,673,000 | -4,800,000 |
| Income tax | -603,000 | -1,925,000 | -2,143,000 | -799,000 |
| Net income | -2,491,000 | 117,399,000 | 116,848,000 | 114,692,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Tier 1 capital | 50,445,000 | 41,200,000 | 41,829,000 | 38,047,000 |
| Total capital | 52,759,000 | 43,206,000 | 44,072,000 | 41,138,000 |
| Risk-weighted assets | 349,795,000 | 347,414,000 | 337,230,000 | 328,576,000 |