Call reports 2018
DR BANK — 2018
What DR BANK reported to the FFIEC in 2018, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Total assets | 679,124,000 | 615,647,000 | 621,920,000 | 589,519,000 |
| Total loans | 510,143,000 | 446,236,000 | 423,834,000 | 385,051,000 |
| Allowance for loan losses | 2,035,000 | 2,232,000 | 1,584,000 | 1,568,000 |
| Securities available for sale | 84,068,000 | 99,351,000 | 110,975,000 | 111,830,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 540,676,000 | 515,139,000 | 515,416,000 | 495,255,000 |
| Interest-bearing deposits | 510,733,000 | 481,183,000 | 486,270,000 | 462,720,000 |
| Noninterest-bearing deposits | 29,943,000 | 33,956,000 | 29,146,000 | 32,535,000 |
| Equity capital | 74,250,000 | 69,849,000 | 66,092,000 | 62,008,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Interest income | 6,494,000 | 12,975,000 | 20,104,000 | 27,062,000 |
| Interest expense | 2,461,000 | 4,649,000 | 6,781,000 | 9,370,000 |
| Net interest income | 4,033,000 | 8,326,000 | 13,323,000 | 17,692,000 |
| Noninterest income | 8,260,000 | 15,268,000 | 19,145,000 | 22,440,000 |
| Noninterest expense | 12,607,000 | 28,901,000 | 43,239,000 | 56,815,000 |
| Provision for loan losses | 54,000 | 273,000 | 83,000 | 134,000 |
| Pretax income | -329,000 | -5,541,000 | -10,815,000 | -16,947,000 |
| Income tax | -103,000 | -1,037,000 | -3,056,000 | -4,831,000 |
| Net income | -226,000 | -4,504,000 | -7,759,000 | -12,116,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Tier 1 capital | 68,147,000 | 61,817,000 | 55,928,000 | 53,739,000 |
| Total capital | 70,182,000 | 64,049,000 | 57,512,000 | 55,307,000 |
| Risk-weighted assets | 609,068,000 | 581,572,000 | 563,333,000 | 528,867,000 |