Call reports 2017
DR BANK — 2017
What DR BANK reported to the FFIEC in 2017, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Total assets | 561,027,000 | 548,990,000 | 659,266,000 | 668,260,000 |
| Total loans | 416,202,000 | 383,371,000 | 500,262,000 | 475,119,000 |
| Allowance for loan losses | 1,899,000 | 1,996,000 | 1,903,000 | 1,980,000 |
| Securities available for sale | 17,626,000 | 41,257,000 | 64,072,000 | 83,146,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 498,804,000 | 488,369,000 | 534,948,000 | 523,655,000 |
| Interest-bearing deposits | 468,413,000 | 459,083,000 | 506,799,000 | 489,939,000 |
| Noninterest-bearing deposits | 30,391,000 | 29,286,000 | 28,149,000 | 33,716,000 |
| Equity capital | 56,180,000 | 54,740,000 | 70,517,000 | 75,007,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Interest income | 4,986,000 | 9,930,000 | 15,385,000 | 21,234,000 |
| Interest expense | 1,464,000 | 2,780,000 | 4,501,000 | 5,914,000 |
| Net interest income | 3,522,000 | 7,150,000 | 10,884,000 | 15,320,000 |
| Noninterest income | 5,979,000 | 12,598,000 | 21,952,000 | 32,759,000 |
| Noninterest expense | 10,368,000 | 22,870,000 | 34,568,000 | 47,565,000 |
| Provision for loan losses | 156,000 | 250,000 | 1,032,000 | 1,247,000 |
| Pretax income | -1,023,000 | -3,372,000 | -2,764,000 | -733,000 |
| Income tax | -398,000 | -1,317,000 | -1,050,000 | 1,165,000 |
| Net income | -625,000 | -2,055,000 | -1,714,000 | -1,898,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Tier 1 capital | 48,177,000 | 47,441,000 | 63,234,000 | 65,035,000 |
| Total capital | 50,076,000 | 49,437,000 | 65,137,000 | 67,014,000 |
| Risk-weighted assets | 430,669,000 | 415,682,000 | 528,295,000 | 576,223,000 |