Call reports 2016
DR BANK — 2016
What DR BANK reported to the FFIEC in 2016, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Total assets | 604,014,000 | 602,957,000 | 599,285,000 | 615,043,000 |
| Total loans | 444,559,000 | 378,469,000 | 437,273,000 | 374,005,000 |
| Allowance for loan losses | 1,674,000 | 1,808,000 | 1,816,000 | 1,802,000 |
| Securities available for sale | 0 | 0 | 9,778,000 | 8,247,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 526,193,000 | 521,506,000 | 519,609,000 | 525,637,000 |
| Interest-bearing deposits | 495,978,000 | 487,061,000 | 489,926,000 | 491,786,000 |
| Noninterest-bearing deposits | 30,215,000 | 34,445,000 | 29,683,000 | 33,851,000 |
| Equity capital | 54,638,000 | 55,360,000 | 55,998,000 | 56,881,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Interest income | 4,780,000 | 9,550,000 | 14,930,000 | 19,264,000 |
| Interest expense | 1,333,000 | 2,713,000 | 4,111,000 | 5,573,000 |
| Net interest income | 3,447,000 | 6,837,000 | 10,819,000 | 13,691,000 |
| Noninterest income | 2,707,000 | 6,447,000 | 11,876,000 | 20,997,000 |
| Noninterest expense | 5,449,000 | 11,244,000 | 19,341,000 | 29,602,000 |
| Provision for loan losses | 40,000 | 173,000 | 322,000 | 285,000 |
| Pretax income | 665,000 | 1,867,000 | 3,032,000 | 4,801,000 |
| Income tax | 263,000 | 731,000 | 1,099,000 | 1,875,000 |
| Net income | 402,000 | 1,136,000 | 1,933,000 | 2,926,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Tier 1 capital | 50,385,000 | 50,413,000 | 51,268,000 | 51,178,000 |
| Total capital | 52,059,000 | 52,221,000 | 53,084,000 | 52,980,000 |
| Risk-weighted assets | 419,743,000 | 371,913,000 | 444,790,000 | 378,388,000 |