Call reports 2015
DR BANK — 2015
What DR BANK reported to the FFIEC in 2015, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Total assets | 512,474,000 | 643,175,000 | 700,270,000 | 584,839,000 |
| Total loans | 454,049,000 | 553,217,000 | 487,349,000 | 430,687,000 |
| Allowance for loan losses | 2,024,000 | 1,605,000 | 1,544,000 | 1,634,000 |
| Securities available for sale | 4,042,000 | 3,705,000 | 18,856,000 | 0 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 452,076,000 | 504,112,000 | 629,966,000 | 517,006,000 |
| Interest-bearing deposits | 421,811,000 | 475,616,000 | 604,526,000 | 482,458,000 |
| Noninterest-bearing deposits | 30,265,000 | 28,496,000 | 25,440,000 | 34,548,000 |
| Equity capital | 41,178,000 | 55,847,000 | 55,005,000 | 54,287,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Interest income | 4,074,000 | 9,912,000 | 17,698,000 | 24,535,000 |
| Interest expense | 1,035,000 | 2,237,000 | 3,754,000 | 5,298,000 |
| Net interest income | 3,039,000 | 7,675,000 | 13,944,000 | 19,237,000 |
| Noninterest income | -233,000 | 1,049,000 | 687,000 | -4,164,000 |
| Noninterest expense | 3,024,000 | 8,292,000 | 16,393,000 | 24,179,000 |
| Provision for loan losses | -549,000 | -792,000 | -860,000 | -709,000 |
| Pretax income | 875,000 | 1,768,000 | -357,000 | -8,152,000 |
| Income tax | 346,000 | 707,000 | -139,000 | -2,799,000 |
| Net income | 529,000 | 1,061,000 | -218,000 | -5,353,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Tier 1 capital | 40,547,000 | 55,041,000 | 53,229,000 | 51,689,000 |
| Total capital | 42,571,000 | 56,646,000 | 54,773,000 | 53,323,000 |
| Risk-weighted assets | 424,739,000 | 526,822,000 | 491,688,000 | 415,707,000 |