Call reports 2014
DR BANK — 2014
What DR BANK reported to the FFIEC in 2014, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Total assets | 354,700,000 | 370,380,000 | 439,555,000 | 476,216,000 |
| Total loans | 264,309,000 | 319,942,000 | 365,355,000 | 381,509,000 |
| Allowance for loan losses | 2,313,000 | 2,423,000 | 2,542,000 | 2,573,000 |
| Securities available for sale | 74,893,000 | 31,987,000 | 23,957,000 | 14,962,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 271,978,000 | 290,909,000 | 351,559,000 | 390,665,000 |
| Interest-bearing deposits | 251,254,000 | 271,313,000 | 327,211,000 | 363,497,000 |
| Noninterest-bearing deposits | 20,724,000 | 19,596,000 | 24,348,000 | 27,168,000 |
| Equity capital | 27,721,000 | 29,980,000 | 33,703,000 | 39,281,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Interest income | 2,839,000 | 6,526,000 | 10,702,000 | 14,839,000 |
| Interest expense | 666,000 | 1,331,000 | 2,106,000 | 3,048,000 |
| Net interest income | 2,173,000 | 5,195,000 | 8,596,000 | 11,791,000 |
| Noninterest income | 1,111,000 | 1,416,000 | 2,663,000 | 2,745,000 |
| Noninterest expense | 2,498,000 | 5,306,000 | 7,994,000 | 11,428,000 |
| Provision for loan losses | 85,000 | 195,000 | 315,000 | 494,000 |
| Pretax income | 784,000 | 2,003,000 | 3,211,000 | 4,319,000 |
| Income tax | 80,000 | 461,000 | -765,000 | -1,464,000 |
| Net income | 704,000 | 1,542,000 | 3,976,000 | 5,783,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Tier 1 capital | 27,408,000 | 29,686,000 | 33,429,000 | 38,974,000 |
| Total capital | 29,721,000 | 32,109,000 | 35,971,000 | 41,547,000 |
| Risk-weighted assets | 303,230,000 | 319,024,000 | 350,332,000 | 359,789,000 |