Call reports 2013
DR BANK — 2013
What DR BANK reported to the FFIEC in 2013, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Total assets | 257,672,000 | 270,529,000 | 291,727,000 | 338,970,000 |
| Total loans | 158,768,000 | 160,907,000 | 196,245,000 | 241,486,000 |
| Allowance for loan losses | 2,028,000 | 2,027,000 | 2,028,000 | 2,228,000 |
| Securities available for sale | 75,127,000 | 65,681,000 | 70,640,000 | 75,885,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 208,425,000 | 233,383,000 | 253,234,000 | 260,093,000 |
| Interest-bearing deposits | 195,112,000 | 217,214,000 | 237,394,000 | 239,291,000 |
| Noninterest-bearing deposits | 13,313,000 | 16,169,000 | 15,840,000 | 20,802,000 |
| Equity capital | 22,141,000 | 20,823,000 | 22,872,000 | 24,271,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Interest income | 2,336,000 | 4,434,000 | 6,964,000 | 9,926,000 |
| Interest expense | 537,000 | 1,153,000 | 1,833,000 | 2,456,000 |
| Net interest income | 1,799,000 | 3,281,000 | 5,131,000 | 7,470,000 |
| Noninterest income | 501,000 | 794,000 | 1,278,000 | 1,431,000 |
| Noninterest expense | 2,038,000 | 4,243,000 | 6,557,000 | 9,099,000 |
| Provision for loan losses | 0 | 0 | 0 | 200,000 |
| Pretax income | 1,198,000 | 1,584,000 | 1,904,000 | 959,000 |
| Income tax | 16,000 | 17,000 | 53,000 | 18,000 |
| Net income | 1,182,000 | 1,567,000 | 1,851,000 | 941,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Tier 1 capital | 20,649,000 | 21,057,000 | 22,879,000 | 24,085,000 |
| Total capital | 22,676,000 | 23,084,000 | 24,907,000 | 26,313,000 |
| Risk-weighted assets | 185,659,000 | 189,629,000 | 212,177,000 | 263,153,000 |