Call reports 2012
DR BANK — 2012
What DR BANK reported to the FFIEC in 2012, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Total assets | 209,995,000 | 214,515,000 | 238,648,000 | 250,172,000 |
| Total loans | 167,532,000 | 172,163,000 | 179,351,000 | 174,808,000 |
| Allowance for loan losses | 1,900,000 | 1,943,000 | 1,968,000 | 2,028,000 |
| Securities available for sale | 30,155,000 | 27,706,000 | 43,944,000 | 59,442,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 165,866,000 | 177,220,000 | 183,838,000 | 199,093,000 |
| Interest-bearing deposits | 155,154,000 | 165,368,000 | 176,940,000 | 184,263,000 |
| Noninterest-bearing deposits | 10,712,000 | 11,852,000 | 6,898,000 | 14,830,000 |
| Equity capital | 16,932,000 | 17,645,000 | 19,032,000 | 20,355,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Interest income | 1,950,000 | 3,852,000 | 5,801,000 | 8,044,000 |
| Interest expense | 447,000 | 948,000 | 1,479,000 | 2,022,000 |
| Net interest income | 1,503,000 | 2,904,000 | 4,322,000 | 6,022,000 |
| Noninterest income | 337,000 | 910,000 | 1,518,000 | 1,990,000 |
| Noninterest expense | 1,444,000 | 3,061,000 | 5,002,000 | 6,977,000 |
| Provision for loan losses | 120,000 | 248,000 | 273,000 | 333,000 |
| Pretax income | 379,000 | 644,000 | 1,005,000 | 1,958,000 |
| Income tax | 0 | 15,000 | 40,000 | 72,000 |
| Net income | 379,000 | 629,000 | 965,000 | 1,886,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Tier 1 capital | 16,668,000 | 17,453,000 | 18,225,000 | 19,187,000 |
| Total capital | 18,391,000 | 18,880,000 | 20,143,000 | 21,215,000 |
| Risk-weighted assets | 138,088,000 | 142,306,000 | 159,313,000 | 169,441,000 |