Call reports 2011
DR BANK — 2011
What DR BANK reported to the FFIEC in 2011, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Total assets | 148,607,000 | 162,030,000 | 167,561,000 | 200,691,000 |
| Total loans | 114,673,000 | 129,902,000 | 135,548,000 | 151,629,000 |
| Allowance for loan losses | 1,608,000 | 1,643,000 | 1,497,000 | 1,778,000 |
| Securities available for sale | 18,476,000 | 17,883,000 | 20,635,000 | 32,716,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 121,127,000 | 132,957,000 | 133,248,000 | 149,150,000 |
| Interest-bearing deposits | 110,605,000 | 122,656,000 | 124,014,000 | 138,120,000 |
| Noninterest-bearing deposits | 10,522,000 | 10,301,000 | 9,234,000 | 11,030,000 |
| Equity capital | 11,678,000 | 13,289,000 | 13,461,000 | 15,686,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Interest income | 1,275,000 | 2,789,000 | 4,411,000 | 6,183,000 |
| Interest expense | 328,000 | 714,000 | 1,139,000 | 1,552,000 |
| Net interest income | 947,000 | 2,075,000 | 3,272,000 | 4,631,000 |
| Noninterest income | 45,000 | 74,000 | 247,000 | 474,000 |
| Noninterest expense | 1,443,000 | 2,951,000 | 4,581,000 | 6,082,000 |
| Provision for loan losses | 0 | 35,000 | 470,000 | 780,000 |
| Pretax income | -431,000 | -817,000 | -1,504,000 | -1,729,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | -431,000 | -817,000 | -1,504,000 | -1,729,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Tier 1 capital | 11,668,000 | 13,317,000 | 13,581,000 | 15,765,000 |
| Total capital | 12,821,000 | 14,573,000 | 14,931,000 | 17,377,000 |
| Risk-weighted assets | 91,783,000 | 100,968,000 | 109,722,000 | 130,061,000 |