Call reports 2010
DR BANK — 2010
What DR BANK reported to the FFIEC in 2010, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Total assets | 105,229,000 | 107,385,000 | 128,356,000 | 136,183,000 |
| Total loans | 67,417,000 | 77,951,000 | 95,803,000 | 101,787,000 |
| Allowance for loan losses | 916,000 | 1,016,000 | 1,226,000 | 1,608,000 |
| Securities available for sale | 21,419,000 | 4,991,000 | 12,694,000 | 13,781,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 86,922,000 | 87,582,000 | 100,902,000 | 110,352,000 |
| Interest-bearing deposits | 80,414,000 | 81,512,000 | 91,969,000 | 98,902,000 |
| Noninterest-bearing deposits | 6,508,000 | 6,070,000 | 8,933,000 | 11,450,000 |
| Equity capital | 10,666,000 | 12,021,000 | 13,592,000 | 12,100,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Interest income | 835,000 | 1,710,000 | 2,807,000 | 4,032,000 |
| Interest expense | 372,000 | 704,000 | 1,021,000 | 1,323,000 |
| Net interest income | 463,000 | 1,006,000 | 1,786,000 | 2,709,000 |
| Noninterest income | 32,000 | 69,000 | 109,000 | -242,000 |
| Noninterest expense | 1,238,000 | 2,561,000 | 3,777,000 | 5,040,000 |
| Provision for loan losses | 50,000 | 150,000 | 260,000 | 1,030,000 |
| Pretax income | -793,000 | -1,636,000 | -2,142,000 | -3,603,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | -793,000 | -1,636,000 | -2,142,000 | -3,603,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Tier 1 capital | 10,666,000 | 12,019,000 | 13,513,000 | 12,068,000 |
| Total capital | 11,485,000 | 12,902,000 | 14,569,000 | 13,162,000 |
| Risk-weighted assets | 64,697,000 | 69,798,000 | 83,538,000 | 87,016,000 |