Call reports 2009
DR BANK — 2009
What DR BANK reported to the FFIEC in 2009, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Total assets | 118,143,000 | 112,947,000 | 102,999,000 | 100,651,000 |
| Total loans | 82,454,000 | 79,921,000 | 73,359,000 | 71,586,000 |
| Allowance for loan losses | 709,000 | 706,000 | 726,000 | 874,000 |
| Securities available for sale | 125,000 | 2,097,000 | 19,754,000 | 13,587,000 |
| Securities held to maturity | 11,245,000 | 2,018,000 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 106,989,000 | 102,401,000 | 93,177,000 | 91,790,000 |
| Interest-bearing deposits | 99,034,000 | 94,880,000 | 86,143,000 | 84,815,000 |
| Noninterest-bearing deposits | 7,955,000 | 7,522,000 | 7,033,000 | 6,975,000 |
| Equity capital | 3,426,000 | 2,879,000 | 2,303,000 | 1,243,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Interest income | 1,103,000 | 2,266,000 | 3,181,000 | 4,066,000 |
| Interest expense | 709,000 | 1,365,000 | 1,919,000 | 2,357,000 |
| Net interest income | 394,000 | 901,000 | 1,262,000 | 1,709,000 |
| Noninterest income | 23,000 | 53,000 | 82,000 | 113,000 |
| Noninterest expense | 1,139,000 | 2,357,000 | 3,407,000 | 4,631,000 |
| Provision for loan losses | 80,000 | 210,000 | 230,000 | 567,000 |
| Pretax income | -802,000 | -1,377,000 | -1,971,000 | -3,054,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | -802,000 | -1,377,000 | -1,971,000 | -3,054,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Tier 1 capital | 3,426,000 | 2,879,000 | 2,303,000 | 1,243,000 |
| Total capital | 4,135,000 | 3,585,000 | 3,029,000 | 2,063,000 |
| Risk-weighted assets | 70,669,000 | 66,178,000 | 66,236,000 | 65,547,000 |