Call reports 2007
DR BANK — 2007
What DR BANK reported to the FFIEC in 2007, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Total assets | 31,408,000 | 45,496,000 | 38,309,000 | 41,315,000 |
| Total loans | 6,811,000 | 13,863,000 | 17,535,000 | 23,450,000 |
| Allowance for loan losses | 83,000 | 142,000 | 52,000 | 155,000 |
| Securities available for sale | 12,200,000 | 5,328,000 | 5,397,000 | 8,610,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 21,471,000 | 36,221,000 | 29,405,000 | 32,338,000 |
| Interest-bearing deposits | 15,740,000 | 27,934,000 | 26,246,000 | 27,803,000 |
| Noninterest-bearing deposits | 5,731,000 | 8,287,000 | 3,159,000 | 4,535,000 |
| Equity capital | 9,018,000 | 8,254,000 | 8,198,000 | 7,560,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Interest income | 342,000 | 754,000 | 1,266,000 | 1,795,000 |
| Interest expense | 147,000 | 338,000 | 596,000 | 866,000 |
| Net interest income | 195,000 | 416,000 | 670,000 | 929,000 |
| Noninterest income | 5,000 | 14,000 | 21,000 | 30,000 |
| Noninterest expense | 799,000 | 1,781,000 | 2,380,000 | 3,257,000 |
| Provision for loan losses | 46,000 | 105,000 | 16,000 | 119,000 |
| Pretax income | -645,000 | -1,456,000 | -1,705,000 | -2,417,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | -645,000 | -1,456,000 | -1,705,000 | -2,417,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Tier 1 capital | 9,018,000 | 8,254,000 | 8,198,000 | 7,560,000 |
| Total capital | 9,101,000 | 8,396,000 | 8,250,000 | 7,715,000 |
| Risk-weighted assets | 21,059,000 | 21,960,000 | 26,280,000 | 35,966,000 |