Call reports 2006
FIRST NATIONAL BANK, HENRYETTA — 2006
What FIRST NATIONAL BANK, HENRYETTA reported to the FFIEC in 2006, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2006Q1 | 2006Q2 |
|---|---|---|
| Total assets | 60,567,000 | 62,065,000 |
| Total loans | 34,853,000 | 33,692,000 |
| Allowance for loan losses | 579,000 | 612,000 |
| Securities available for sale | 14,410,000 | 13,000,000 |
| Securities held to maturity | 0 | 0 |
| Trading assets | 0 | 0 |
| Total deposits | 52,440,000 | 53,922,000 |
| Interest-bearing deposits | 44,328,000 | 45,131,000 |
| Noninterest-bearing deposits | 8,112,000 | 8,791,000 |
| Equity capital | 7,901,000 | 7,839,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2006Q1 | 2006Q2 |
|---|---|---|
| Interest income | 849,000 | 1,764,000 |
| Interest expense | 297,000 | 632,000 |
| Net interest income | 552,000 | 1,132,000 |
| Noninterest income | 106,000 | 217,000 |
| Noninterest expense | 446,000 | 899,000 |
| Provision for loan losses | 60,000 | 121,000 |
| Pretax income | 152,000 | 329,000 |
| Income tax | 5,000 | 9,000 |
| Net income | 147,000 | 320,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2006Q1 | 2006Q2 |
|---|---|---|
| Tier 1 capital | 6,603,000 | 6,637,000 |
| Total capital | 7,014,000 | 7,042,000 |
| Risk-weighted assets | 32,680,000 | 32,219,000 |