Call reports 2005
FIRST NATIONAL BANK, HENRYETTA — 2005
What FIRST NATIONAL BANK, HENRYETTA reported to the FFIEC in 2005, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Total assets | 62,828,000 | 60,403,000 | 58,918,000 | 57,502,000 |
| Total loans | 39,175,000 | 39,171,000 | 38,479,000 | 36,309,000 |
| Allowance for loan losses | 569,000 | 791,000 | 621,000 | 530,000 |
| Securities available for sale | 18,448,000 | 15,955,000 | 15,584,000 | 15,114,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 47,779,000 | 52,195,000 | 47,747,000 | 49,450,000 |
| Interest-bearing deposits | 41,078,000 | 44,199,000 | 40,955,000 | 42,259,000 |
| Noninterest-bearing deposits | 6,701,000 | 7,996,000 | 6,792,000 | 7,191,000 |
| Equity capital | 7,940,000 | 7,792,000 | 8,009,000 | 7,902,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Interest income | 858,000 | 1,732,000 | 2,615,000 | 3,485,000 |
| Interest expense | 211,000 | 487,000 | 728,000 | 988,000 |
| Net interest income | 647,000 | 1,245,000 | 1,887,000 | 2,497,000 |
| Noninterest income | 124,000 | 250,000 | 368,000 | 472,000 |
| Noninterest expense | 456,000 | 919,000 | 1,364,000 | 1,799,000 |
| Provision for loan losses | 90,000 | 451,000 | 512,000 | 654,000 |
| Pretax income | 225,000 | 151,000 | 405,000 | 542,000 |
| Income tax | 0 | 0 | 0 | 3,000 |
| Net income | 225,000 | 151,000 | 405,000 | 539,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Tier 1 capital | 6,558,000 | 6,305,000 | 6,568,000 | 6,596,000 |
| Total capital | 7,038,000 | 6,740,000 | 6,998,000 | 7,006,000 |
| Risk-weighted assets | 38,369,000 | 34,413,000 | 34,207,000 | 32,674,000 |